Loans
Effective 12/01/2022
Personal Loans
A personal loan can be used for any purpose. You can take that vacation or buy that new TV, all you have to do is talk to our Loan Officer to see which type of loan is best for you.
| Type | Annual Percentage Rate (APR) |
|---|---|
| Personal Loans | 16.00% APR |
| Homeowners Preferred | 14.50 APR |
| Open End Credit | 15.0% APR |
| Home Improvement | 11.00% APR (10 yr) |
| Debt Consolidation | 16.000% APR*** |
Automobile Loans
Our auto loans have 100% financing available for New/Used vehicles.
| Type | Annual Percentage Rate (APR) |
|---|---|
| New Vehicle (60 month) (Over 60 Month) | 5.99% APR*** 5.99 APR*** 6.75 %APR |
| Vehicle less than 3 years old (48 Month) (Over 48 Month) | 5.99% APR 6.75% APR |
| Used Automobile (4-7 years old) | 7.5 APR |
| Over Seven Years | 8.75 APR |
First and Second Mortgage Loans
For mortgage loans, the credit union in affiliation with our business partners offers a variety of first mortgage programs. We can assist you in determining the best type of mortgage, just call us for specific details.
| Type | Annual Percentage Rate (APR) |
|---|---|
| Second Mortgage | Call for rates |
| First Mortgage | Various Loan Programs Call for rates |
Join Our Online Banking
Eligibility
Massachusetts Family Federal Credit Union (MFFCU) offers membership to all persons who live or work in the Essex and Middlesex County areas.
* Please do not send personal information via email.
Peabody Office
Bill payments made to:
139 Lynnfield Street
Peabody, MA 01960
Hours
Monday - Friday
9:00 AM - 4:00 PM
Lynn Office
51 Willow Street
P.O BOX 615
Lynn, MA 01903
Hours
Monday - Friday
9:00 AM - 11:00 AM (availability only)
