Peabody Office: (781) 592-6051


Effective 12/01/2020

Personal Loans

A personal loan can be used for any purpose. You can take that vacation or buy that new TV, all you have to do is talk to our Loan Officer to see which type of loan is best for you.

TypeAnnual Percentage Rate (APR)
Personal Loans15.00% APR
Homeowners Preferred13.50% APR
Open End Credit15.00% APR
Home Improvement7.00% APR (10 yr)
Debt Consolidation13.50% APR***

Automobile Loans

Our auto loans have 100% financing available for New/Used vehicles.

TypeAnnual Percentage Rate (APR)
New Vehicle
(60 month)
(Over 72 Month)
3.989% APR***
3.99% APR***
4.50 %APR
Vehicle less than 3 years old
(48 Month)
(Over 48 Month)
3.99% APR

4.50% APR
Used Automobile
(4-5 years old)
4.99 APR
36 MO 4.99% APR
Over Five Years4.99% APR

First and Second Mortgage Loans

For mortgage loans, the credit union in affiliation with our business partners offers a variety of first mortgage programs. We can assist you in determining the best type of mortgage, just call us for specific details.

TypeAnnual Percentage Rate (APR)
Second MortgageCall for rates
First MortgageVarious Loan Programs
Call for rates

Join Our Online Banking

Massachusetts Family Federal Credit Union

139 Lynnfield Street
Peabody, MA 01960

(781) 592-6051

Monday – Friday
9:00 AM – 4:00 PM


Massachusetts Family  Federal Credit Union (MFFCU) offers membership to all persons who live or work in the Essex and Middlesex County areas.

* Please do not send personal information via email.

Peabody Office

Bill payments made to:
139 Lynnfield Street
Peabody, MA 01960


Monday - Friday
9:00 AM - 4:00 PM

Lynn Office

51 Willow Street
P.O BOX 615
Lynn, MA 01903


Monday - Friday
9:00 AM - 11:00 AM (availability only)